cheapest auto full coverage insurance

What is Full Coverage Auto Insurance?

Full coverage auto insurance is a type of insurance that provides comprehensive protection for your vehicle. It includes liability coverage, which protects you if you cause an accident and damage someone else's property or injure someone else. It also includes collision coverage, which protects you if you damage your own vehicle in an accident. In addition, full coverage auto insurance typically includes comprehensive coverage, which protects you from damage to your vehicle caused by events other than collisions, such as theft, vandalism, or natural disasters.

Full coverage auto insurance is more expensive than liability-only insurance, but it provides more protection. If you can afford it, full coverage auto insurance is a good option to consider.

How Much Does Full Coverage Auto Insurance Cost?

The cost of full coverage auto insurance varies depending on a number of factors, including your age, driving record, the type of vehicle you drive, and the amount of coverage you choose. However, you can expect to pay more for full coverage auto insurance than you would for liability-only insurance.

The average cost of full coverage auto insurance in the United States is $1,700 per year. However, the cost can vary significantly from state to state. For example, the average cost of full coverage auto insurance in California is $2,200 per year, while the average cost in Maine is $1,200 per year.

What are the Benefits of Full Coverage Auto Insurance?

There are a number of benefits to having full coverage auto insurance. These benefits include:

• Peace of mind: Knowing that you are fully protected in the event of an accident can give you peace of mind.
• Financial protection: Full coverage auto insurance can help you pay for the costs of repairing or replacing your vehicle, as well as the costs of medical expenses and legal fees.
• Legal protection: Full coverage auto insurance can provide you with legal protection in the event that you are sued as a result of an accident.

What are the Drawbacks of Full Coverage Auto Insurance?

There are also some drawbacks to having full coverage auto insurance. These drawbacks include:

• Cost: Full coverage auto insurance is more expensive than liability-only insurance.
• Deductible: Full coverage auto insurance typically has a deductible, which is the amount of money you have to pay out of pocket before your insurance coverage kicks in.
• Coverage limits: Full coverage auto insurance policies have coverage limits, which means that there is a maximum amount that your insurance company will pay for damages.

Is Full Coverage Auto Insurance Right for Me?

Whether or not full coverage auto insurance is right for you depends on a number of factors, including your financial situation, your driving habits, and the type of vehicle you drive. If you can afford it, full coverage auto insurance is a good option to consider. However, if you are on a tight budget, you may want to consider liability-only insurance.

Ultimately, the decision of whether or not to purchase full coverage auto insurance is a personal one. You should weigh the benefits and drawbacks of full coverage auto insurance and make the decision that is best for you.

How to Get the Cheapest Full Coverage Auto Insurance

If you are looking for the cheapest full coverage auto insurance, there are a number of things you can do. These things include:

• Shop around: Get quotes from multiple insurance companies before you purchase a policy.
• Raise your deductible: The higher your deductible, the lower your premium will be.
• Take advantage of discounts: Many insurance companies offer discounts for things like good driving records, multiple policies, and anti-theft devices.

What is the Best Full Coverage Auto Insurance Company?

The best full coverage auto insurance company for you will depend on your individual needs and preferences. However, some of the most popular full coverage auto insurance companies include:

• State Farm
• Geico
• Progressive
• Allstate
• Farmers

Full Coverage Auto Insurance Rates by State

The cost of full coverage auto insurance varies from state to state. The following table shows the average cost of full coverage auto insurance in each state: